XRP is a digital asset and cryptocurrency that was created by Ripple Labs Inc. in 2012. It is native to the Ripple payment protocol and is used for facilitating fast and low-cost international money transfers. XRP operates independently of any central authority or bank, making it decentralized. The token has a finite supply of 100 billion units.
XRP is designed to enable fast transactions with minimal fees. It aims to provide liquidity on-demand for cross-border payments, making it an efficient tool for financial institutions. Ripple, the company behind XRP, works to collaborate with banks and other financial service providers to increase its adoption in the global remittance market.
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