Celo is a cryptocurrency that aims to create a more inclusive financial system to reach those who are unbanked or underbanked. It was launched in 2019 by the Celo Foundation, a non-profit based in San Francisco.
Celo's platform utilizes blockchain technology to empower individuals through an accessible mobile application. It enables users to send and receive digital payments using their mobile phones, even without a traditional bank account. Celo aims to lower the barriers to entry for financial services, allowing anyone with a smartphone to participate in the global economy.
Celo's native cryptocurrency, also called Celo, is used for transactions, network governance, and stability mechanisms within the Celo ecosystem. The value of Celo can fluctuate based on market demand. With the goal of preserving stability, Celo incorporates mechanisms like a stability reserve and a decentralized voting-based governance model to maintain a stablecoin called the Celo Dollar (cUSD) within the ecosystem.
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